Through UVEST Financial Services, we offer access to investment products and services that are as varied as our clients. These products include a wide variety of opportunities such as:

• Stocks
• Bonds
• Mutual Funds
• Money Markets
• Annuities (including variable annuities)

In addition to traditional investment accounts, we also offer access to:

• Section 529 Plans for education planning
• A variety of retirement planning solutions such as; IRAs, SEPs, 401(k)s, 403(b)s, and SIMPLE Plans

By designing a well-diversified portfolio using widely accepted asset allocation and money management principals plus determining your financial goals and desired rate of return, we recommend those investments consistent with your risk tolerance. We try to help educate our clients on the advantages and disadvantages of investments recommended.

Securities are offered by and financial consultants are registered with UVEST Financial Services, member NASD and member of Securities Investor Protection Corporation (SIPC). For an explanatory brochure, please visit www.sipc.org. UVEST and FB&T Wealth Management are independent entities.

Not FDIC Insured | Not Bank Guaranteed | May Lose Value | Not Guaranteed by any Government Agency | Not a Bank Deposit